Home Insurance

Your home is one of your biggest investments.   So it makes sense to protect it with the best insurance available.   No other insurance agency can offer you more than Surdez Insurance Services.

Homeowners and Condominium insurance policies offer coverage for your home and personal possessions, plus protection against lawsuits.   In the event of a property loss, your basic insurance policy covers your dwelling, its contents, additional living expenses during repairs, other structures on your property, and your personal belongings. Your personal liability coverage provides financial protection for you and your family if someone is accidentally injured or their property is damaged.

Most homeowners policies exclude flood and earthquake losses.

Many Homeowners policies also have special limits on personal property such as jewelry, furs, rugs, and special collections.   It’s important that you are aware of such limits so that you can insure your assets correctly.

Ways to Save
Take advantage of the special discounts our companies are offering.   Some of these discounts include: new homebuyer discounts, gated community discounts, and accredited builder discounts.

Savings come in packages — Many carriers offer multi-policy discounts ranging anywhere from 10-20% off your homeowners premiums if they also carry your auto coverage.

Little Savings add up, too — By using Electronic Fund Transfer (EFT) and/or reoccurring credit card payments, you can save on installment fee charges, time, and avoid the cost of postage for your insurance premium.

Increase security — Installing  anti-theft devices, having fire alarms and/or sprinkler systems, and smoke detectors not only helps to protect you and your valuables, but it can also help you save an additional 5-15% depending on the type of system installed.

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